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SCOTUS Holds Unaccepted Offer of Judgment Does Not Moot Class Actions

The Supreme Court of the United States recently held that a class action defendant cannot “pick off” the named plaintiff and thereby render the case moot by simply offering full relief by way of...

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4th Cir. Confirms Entity Is Not FDCPA ‘Debt Collector’ Merely Because It...

The U.S. Court of Appeals for the Fourth Circuit recently held that the fact that a debt is in default at the time it is purchased by a third party does not necessarily make that third party a “debt...

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DC Circuit Holds Bank Has Standing to Challenge CFPB Constitutionality But...

The U.S. Court of Appeals for the District of Columbia Circuit recently held that a bank has standing to challenge the constitutionality of the federal Consumer Financial Protection Bureau and the...

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ND Calif. Rejects TCPA Claim, Holds ‘Human Intervention’ Precluded ATDS

The U.S. District Court for the Northern District of California recently held that a web-based platform used to send text messages was not an automatic telephone dialing system (ATDS) under the federal...

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